My 1Life Funeral Cover Policy

What are the waiting periods?

There is no waiting period for accidental death - you and your family members are covered immediately, as soon as you take out the policy and we have received the first premium. For natural death, such as from an illness, the waiting period is 6 completed months and 6 paid premiums.

Can I increase my funeral cover?

Yes you can, just call our Client Services department who will help you amend your policy.

What happens to my cover when I die?

Your beneficiary will receive a pay-out as designated by you when you bought 1Life funeral insurance. This can be used to pay for a funeral, a memorial service, funeral parlour services, etc.

What other benefits does 1Life’s funeral policy offer?

In addition to the cover amount, 1Life Insurance also provides your family with:

• A premium waiver in the event of the main member dying so that the policy stays in place for other members for up to 6 months*.
• Grocery benefit: if the main member passes away their family will receive a grocery benefit of up to R6 000.
• Headstone benefit: Your beneficiary has access to a headstone to the value of R5 000 to assist with buying a headstone for the unveiling, on the anniversary of a successful claim**.
• Repatriation service: a repatriation service is offered to transport the deceased from place of death from any SADC country to South Africa only and adhere to cultural requirements in this respect.
• Valid claims paid out within 24 business hours of approval.

*Terms and conditions apply.
** The Headstone benefit is only available to members who are older than 14 years of age.

How do 1Life Insurance policyholders use the ForKeeps app to keep their memory alive?

What is more precious than the memories and moments we create with family and friends? Download the ForKeeps app and create a Digital Forever Album that celebrates all of your life’s greatest occasions, from the birth of a child to your 50th wedding anniversary. Create a gift your loved ones will treasure and keep your memory alive for years to come!

You can also use the app to record a voice or video message for your loved ones and decide when you would like it delivered to them.

Download ForKeeps to start creating your legacy!