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Buying 1Life Funeral Cover

How is my funeral cover premium calculated?

Your premium depends on your age, the amount of cover you buy and the number of additional family members that you insure on your policy. If you buy your funeral cover online, you will save 40% on your monthly premiums!

Do I have to be an existing 1Life Insurance client to purchase funeral cover?

No you don’t have to be an existing client and you can purchase the cover as a stand-alone benefit.

What is the maximum amount of cover I can get?

1Life Funeral Cover policies pay out up to a maximum of R50 000 per member, including the main member, his or her spouse or partner, parents or extended family members and children aged between 6 and 21 years. Children under the age of 6 years are covered up to R20 000.

Is there an age limit for funeral plans?

Yes, there are age limits for funeral cover. You can take out funeral cover anytime if you are between the age of 18 and 64. Children up to the age of 21 will be covered, or up to the age of 25 if they are full-time students. Parents and extended family members up to the age of 74 will be covered.

Can I get funeral cover for my parents?

Yes. Immediate and extended family can be covered on a 1Life Funeral Cover policy. You can include up to 9 extended family members, including 4 parents and/or parents-in-law (up to the age of 74 years). There is an additional monthly premium for each member. Learn more here.

Can I take out funeral cover for another person?

You can cover 2 spouses, up to 5 children (up to the age of 21) and 9 extended family members including 4 parents or in-laws at an additional cost per member. There must be insurable interest in the person that you are covering under the policy, meaning that there needs to be a blood or legal relationship with the person you are adding to the funeral policy.

Will I need to complete a medical exam before I can take out funeral cover?

No, there are no medical exams or tests.

Will I have to complete an HIV test for funeral cover?

No.

What is DebiCheck?

DebiCheck is a way you control how certain debit orders are taken out of your bank account. You confirm this once, at the start of the contract. This is done to inform your bank that you give permission for the money to be taken from your account. Find out more here.

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