Funeral cover provides you or your family with the funds they need to cover funeral expenses and other costs related to the death of a family member. You choose how much cover you want for each family member and a monthly premium you can afford. In the event of the death of a family member, your funeral insurance policy pays a lump sum to you, and in the event of your death your policy pays out a lump sum to the beneficiary named in the policy schedule.
A dignified funeral for a loved one can be expensive when you consider transport, funeral parlour and burial costs, as well as catering for guests. Paying for a funeral often means using your savings or borrowing money from relatives. Funeral insurance pays out a lump sum, so the family has the money they need for funeral-related expenses.
Funeral cover provides your family with the finances to pay for a funeral, as well as costs related to the death of you as the main member or any member on the policy. These costs could include funeral parlour services, repatriation services, even the medical costs, if any.
The cost varies, depending on factors like whether it is a burial or cremation, the type of casket and headstone and how many mourners are catered for.
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