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Retirement calculator

Quick and easy sums to help you estimate how much you need to save for a comfortable retirement.

These simple calculations are just a fun starting point to help you plan for the future. You should consult with a financial adviser who will help you work out how much you need to save based on a detailed financial needs analysis.

Multiply your final annual salary by 15

For example, if your final take-home pay is R25 000 a month in your final working year, that equates to an annual salary of R300 000.

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Please enter your monthly income, after tax.

Annual take home pay in your final working year:

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Your annual take home pay multiplied by 15 and amount needed for retirement

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Multiply your monthly needs by 180

A simple calculation is to multiply your expected monthly needs (say R25 000) by 180 to determine the lump sum you’ll need.

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Please enter your monthly expenses

Your montly needs multiplied by 180 and amount needed for retirement

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These calculations are for informational purposes only and provide a quick and simple way to estimate potential retirement savings goals.
They are not a substitute for professional financial advice. The figures are indicative and may not account for your specific circumstances, such as inflation, investment returns, tax implications, or other personal financial factors.
For a comprehensive and accurate retirement savings plan tailored to your needs, please consult a qualified financial adviser.

Our user-friendly calculators are here for you to gain the insights you need in making the smart choices that will empower you to protect and grow your wealth. The calculators do not provide any advice or recommendation in relation to the suitability of any products.
It’s important to note that the calculations are only estimates, based on your inputs and assumptions. Interest rates are a factor in all of them, and these vary from one financial services provider to another and are influenced by several factors including your credit history.

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