1. Policy holder must be a South African citizen aged 18 to 60 years.
2. Cover is activated by responding to a confirmation SMS.
3. Cover only starts once these terms and conditions have been accepted.
4. Premiums will be renewable every day. Premiums need to be up-to-date for policy to stay active.
5. There is a 6 months waiting period in terms of natural death and 24 months in cases of a suicide.
6. Immediate cover for accidental death.
7. Cover only allows one beneficiary to be added.