You could qualify for R100 000 life cover from R349 per month
Be the 1 to leave something behind and protect your loved one’s financial future with affordable life cover from SA’s #1.
Funeral insurance covers immediate expenses, like the cost of a respectable send-off, and gives your family support during a difficult time. Life cover, however, will take care of your loved ones after the funeral. It not only provides for your family when you pass, it is also your tool to break the cycle and turn generational debt into generational wealth.
Your life cover insurance policy pay-out can take care of your family’s living expenses, pay off your debt and give your children the best possible education. It is everything you ever wanted for those that mean the most to you, in 1 affordable policy.
Work out how much cover your family needs with our life cover calculator.
Get affordable life cover from just R349 per month. You are covered with just one simple call, immediate underwriting and no paperwork.
Immediate life insurance for accidental death, such as a car accident. A 6-month waiting period applies for natural death such as a heart attack or cancer.
Get hassle free and convenient life cover with no medical exams required just a simple HIV saliva swab that you can take at a Clicks or Dischem pharmacy near you.
You can bank on no premium increases, guaranteed, for the first 12 months of your policy.
Leave a legacy of financial security and peace of mind. Work out how much cover your loved ones need with our life cover calculator.
We work every day to change our policyholder's lives.
We look after our policyholders with affordable and convenient cover packed with great benefits.
Manage your life cover policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.
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If you become terminally ill, and your life expectancy is less than 12 months, your entire life cover amount will be paid out.
You take out life insurance on your own life, to give your family financial protection against your death and the loss of your income. The life insurer issues a payment to your nominated beneficiary.
Funeral cover insures you and your immediate or extended family members on the same policy. It pays out when a member dies to cover funeral and related expenses and if you pass, the policy pays out to your nominated beneficiary.
Your family can use your life insurance pay-out to cover daily living expenses, medical bills and school fees, or to pay off debts, like your house or cars. Your family can also use your pay-out to start building generational wealth.
You can work out how much life cover your family needs using our life insurance calculator.
A natural death is caused by illness or old age and not by violence or injury as in the case of accidental death.
Yes, you can get up to R300 000 cover if you are HIV positive. Your policy will, however, only pay out for accidental and not natural death. No waiting periods apply for accidental death.
Priority Disability Cover pays out up to R300 000 if you are disabled by one of the events detailed in your policybook, for example the loss of a limb or blindness. No medical exams or HIV tests are required. Premiums for events-based disability will only increase on the first policy anniversary and the premium guarantee period is also 12 months.
Your premium is calculated based on your sum assured, age, health, occupation and other factors, including whether or not you smoke.
One of our skilled client services consultants will help you tailor your budget to suit your needs and your budget. Contact us on 0860 10 51 94 or request a call me back from the WhatsApp service centre.
No, your 1Life life insurance policy does not have a cash value or any amount you can borrow against. You can learn more about how cashback bonuses work in this blog.
If you need to lodge a claim, call our claims department on 0860 10 51 96. A claims consultant will provide you with the initial documentation required to process the claim.
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