Get up to R10 million life cover from SA’s #1
Have you ever thought about what you’re leaving behind for your family? Be the 1 to change your family’s life and leave a lasting legacy, with Pure Life Cover.
Funeral insurance covers immediate expenses, like the cost of a respectable send-off, and gives your family support during a difficult time. Life cover, however, will take care of your loved ones after the funeral. It not only provides for your family when you pass, it is also your tool to break the cycle and turn generational debt into generational wealth.
Your life cover policy pay-out will provide for your family’s living expenses, pay off your debt and give your children the best possible education. It is everything you ever wanted for those that mean the most to you, in 1 affordable policy.
You know your family will be taken care of with up to R10 million life cover. You can get cover online or with just 1 simple call, immediate underwriting and no paperwork!
You are covered from day 1. Your policy has no waiting periods and you are covered immediately for natural and accidental death.
Get hassle free and convenient cover with no medical exams required just a simple HIV saliva swab that you can take at a Clicks or Dischem pharmacy near you.
Isn’t it good to know that with 1Life Insurance life cover policies, you can bank on no premium increases, guaranteed, for the first 12 months of your policy.
We’ve made it quick and easy to work out how much cover your family needs with our life cover calculator.
Tracey’s family rely on her income for financial support. Her life insurance pay-out will look after her parents as well as her sisters and her niblings.
Dube is proud to be able to care for his partner and her kids with a life cover pay-out should anything happen to him.
Thembi has funeral cover for her husband and 3 kids plus a life cover policy to replace her income if she passes.
We work every day to change our policyholder's lives.
We look after our policyholders with affordable and convenient cover packed with great benefits.
Manage your policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.
Take charge of your financial future with free short courses and services from Truth About Money OR
Increase your sum assured on every third policy anniversary without any medical underwriting, except for an HIV test. (T&Cs apply)
If you become terminally ill, and your life expectancy is less than 12 months, your entire cover amount will be paid out.
A life insurance policy is there to make sure that a family has financial protection when the breadwinner passes away. When you take out a life cover policy, you pay a premium every month and, in the event of the life assured’s death, 1Life Insurance pays your beneficiaries, for example your family or other dependants, a lump sum.
Your family can use your life insurance pay-out to survive the loss of your income and provide them with the financial protection they need to live the life you’ve always planned for them. A lump sum pay-out can be used to cover daily living expenses, medical bills and school fees, or to pay off debts, like your house or cars. Your family can also use your pay-out to start building generational wealth by saving and investing for their future and their children’s future.
Anyone who has people who rely on them for financial support needs the protection and peace of mind of life insurance. If your income supports a spouse, children or extended family and elderly parents, and they would not be able to support themselves if you passed away, then you need a life cover policy. Your life insurance pay-out will make sure that your loved ones can meet their monthly living expenses, repay debt, pay off the bond on the family home or cover school fees and medical bills.
The amount of life insurance cover you need depends on your individual circumstances - your life stage, your income, the future needs of your dependants, and of course affordability. With 1Life’s life insurance cover and affordability calculators, you can work out exactly how much life cover you and your family need, as well as how much cover you could qualify for, if you’re currently under-insured.
1Life does not require you to undergo a medical examination. However, we will arrange for you to go for an HIV test. Our innovative HIV saliva testing procedure means that you do not have to go for a blood test.
Your policy may be referred to an underwriter or quality assurer to assess whether to issue the policy and at what premium rate. To qualify for certain cover types, the life assured will be required to go for an HIV test.
1Life reserves the right to require the life assured to undergo certain/specific medical tests as may be deemed necessary based on your risk profile to ensure correct risk is covered. The costs of such medical tests shall be borne by the life assured.
Note: no HIV test required for 1Life Priority Life Cover
DebiCheck is a way you control how certain debit orders are taken out of your bank account. You confirm this once, at the start of the contract. This is done to inform your bank that you give permission for the money to be taken from your account. Find out more here.
No, however suicide is excluded for 24 months from commencement/reinstatement of cover.
No, your 1Life life insurance policy does not have a cash value or any amount you can borrow against.
Failing to pay a premium may mean that you will not be covered for the specific month. Failing to pay two consecutive premiums will lead to a suspension of your cover. It is important to contact your insurer to make alternative arrangements. The policy may lapse if more than one premium is not paid.
At 1Life Insurance we believe that insurance shouldn’t be complicated and that includes quick and easy policy claims.
The claims page has all you need to know about the claims submission process for 1Life Insurance policyholders and their beneficiaries. And we are here to help you every step of the way! When you make a claim on a 1Life Insurance policy you will be assigned a dedicated claims consultant who will guide you through the process and resolve any queries or concerns you might have.
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