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Pure Life Plus Cover

Get up to R10 million life plus R50 000 funeral cover for up to 16 family members. 

Get all the benefits of life cover for you and funeral cover for your family on 1 convenient and affordable policy from SA’s most trusted insurance brand.

  • No medical exams just an HIV swab
  • Fixed premiums for the first 12 months
  • No waiting periods for natural or accidental death
  • Includes a R5 000 memorial and R6 000 grocery benefit plus a repatriation service.

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What is Pure Life Plus Cover

Pure Life Plus Cover combines life and funeral cover on 1 convenient and affordable policy. With life cover you can be the one to leave something behind and secure your family’s financial future when you are no longer around. It provides a tax-free lump sum to your beneficiaries in the event of the life assured's death to help them pay off debt, cover living expenses and get a good education.

With funeral cover you know that when life happens you can give your loved ones a beautiful send-off. Policies pay out quickly when a member dies, to help the family pay for funeral and burial costs and other immediate expenses. 

Speak to a consultant FAQs

What makes 1Life Pure Life Plus Cover the right choice for my family?

You’re covered in minutes

Your family is taken care of with up to R10 million life cover and up to R50 000 funeral cover for up to 16 family members with 1 simple call and immediate underwriting! 

No waiting periods

You are covered from day 1. Your life policy has no waiting periods, and you are covered immediately for accidental and natural death.

No medical exams

Get hassle free and convenient cover with no medical exams required just a simple HIV saliva swab that you can take at a Clicks or Dischem pharmacy near you.

Fixed premiums

Isn’t it good to know that with 1Life Insurance policies you can bank on no premium increases, guaranteed, for the first 12 months of your policy.

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How much life cover does your family need?

We’ve made it quick and easy to work out how much cover your family needs with our life cover calculator.

Life insurance calculator FAQs

We’re all about changing our life cover policyholder’s lives

We work every day to change our policyholder's lives.
We look after our policyholders with affordable and convenient cover packed with great benefits.

8032 Total Reviews
4.3 Avg Rating
7.7 TrustIndex
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Manage your policy 24/7

Manage your policy conveniently and quickly using our online policyholder portal and WhatsApp service centre.

Help managing your finances

Take charge of your financial future with free short courses and services from Truth About Money.

Guaranteed Assurability

Increase your sum assured on every third policy anniversary without any medical underwriting, except for an HIV test. (T&Cs apply)

Terminal illness benefit

If you become terminally ill, and your life expectancy is less than 12 months, your entire cover amount will be paid out.

Testimonials

Mpendulo

Excellence at 1 Life. Had an excellent encounter with Bafana from customer service, helped me flawlessly with regards to reinstating all my policies and new debit order instructions.

Fione A

The consultant, Patricia, gave me excellent customer service. She even called me back after I ran out of airtime 📲

Chanel D

Always professional and has your best interest at heart. I considered cancelling one of my policies and I was assured that it would not be necessary as the missed debit order can be paid at a later stage 📅

Siyabonga J

They respond quickly to emergencies. 🆘 They are friendly on phone calls

Nokubonga C

I have a life plan with 1Life and I have been with them since 2017 and we have been good together. 🤗 I get all my policy updates via email and if I have any questions, they are just a phone call away.

Most frequently asked questions

Pure Life Plus Cover is one policy that combines life and funeral cover. Life insurance pays out a lump sum to beneficiaries in the event of the life assured's death, to help them pay off debt and pay for their expenses, such as living expenses and education. Funeral cover pays out quickly when a member dies, to help the family pay for funeral and burial costs.

You can save 28% on premiums with a Pure Life Plus policy, as compared with buying two separate policies. When you take out one policy for life and funeral cover, you have all the benefits and peace of mind of life and funeral cover, and more money in your pocket every month.

They are different insurance products with different benefits. A life insurance policy gives a family financial protection when the breadwinner passes away. The tax-free lump sum pay-out can be used to cover costs such as education, pay off the bond on the family home and medical cover. Your family can also use the pay-out to save and invest and start building generational wealth for future generations. A funeral policy pays out quickly, so the bereaved don’t have to worry about money for funeral and related expenses. If you have integrated life and funeral cover like Pure Life Plus Cover, both are taken care of.

You can include up to 2 spouses, up to 5 children (up to the age of 21 years) and 9 extended members, including 4 parents or parents-in law, on your 1Life Pure Life Plus Cover policy at an additional monthly premium for each member. These members are covered with a funeral benefit of up to R50 000 per member, which can be used to assist with their funeral and related expenses.

We know that you rely on your insurance for financial protection, and we always attend to claims promptly. 1Life Pure Life Plus Cover approves qualified funeral cover claims in as little as 3 minutes so that the money is available when you need it. A life insurance claim may be paid out within 10 working days of all the necessary documentation being received.

Generational wealth is family assets like money or property that is passed from one generation to the next. Each generation not only benefits from generational wealth but also grows it and passes it on to the next generation. This blog explains generational wealth in more detail and discusses why it is so important, not only for you, your children and theirs, but for the whole country.

Defining generational wealth is easy, building it requires planning and dedication! You should focus on saving and investing wisely, paying off the bond on a home that you can leave to your children, starting a side hustle to generate extra income for future generations and of course ensuring that you have sufficient life cover. Follow the link for more advice on the best way to build generational wealth.

1Life’s achievements

Swiss Re Reports 2010 - 2021

2023/2024 Ask Afrika Icon Brands
Benchmark Survey

2023 PWC SA Insurance Index Report

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