Female Dread Disease Cover

Your 1Life female dread disease cover policy covers female-specific cancers including breast cancer, ovarian cancer and cervical cancer, as well as other conditions such as systemic lupus and certain pregnancy-related complications. Your policy schedule has a complete list of what you are covered for. Certain pre-existing conditions may be excluded from the policy.

Your monthly premium is based on your specific risk profile. This means that factors like your age, lifestyle, occupation and your current health conditions and history of illness will all be considered when your monthly premium is calculated.

Intelligent Panic
Simply press the panic number saved on your phone and the Intelligent Panic emergency call centre will phone you back.

Intelligent Panic ensures that:

• You will never have to remember an emergency number again
• You will never be alone in an emergency
• You have access to all emergency support services from one button on your cell phone

Home Invasion
This is a 24-hour crisis management product to assist you in the event of a home invasion:

• If your cell phone is stolen, we will provide you with a phone loaded with pre-paid airtime to the value of R100
• If your car is stolen, we will provide you with Group B car hire for 48 hours to keep you mobile
• If your credit card is stolen, we will provide you with a preloaded debit card up to the value of R500
• If your keys are stolen, we will send a locksmith to your house, up to the value of R1000 per annum
• We will place a security guard at your house for 24 hours after the invasion has taken place
• We will provide hotel accommodation to the value of R1000 per annum

Note: these benefits only apply in the event of a home invasion

Trauma & Assault 24-hour Emergency Assistance Helpline
In the unfortunate event of a traumatic incident, we will provide you with counselling by trained medical professionals. This is a 24-hour emergency assistance helpline that:

• Provides emergency transport to the nearest, most appropriate medical facility
• Offers referrals for psychiatric consultations
• Provides R5 000 cover per insured person for psychiatric consultations with a maximum of R10 000 per family per occurrence

A ‘career coaching’ psychiatric benefit is also included. This benefit provides consultation(s) to help a cancer remission patient get back into the job market if needed.

The Post Treatment Chauffeur service works as follows:

• We will ensure that you and your vehicle arrive home safely after a cancer treatment. We will dispatch a vehicle with two drivers (where possible) and drive you home in your own car.
• You are entitled to use this service 6 times per annum. Each incident is capped at R500 rand, any costs incurred over and above this will be for the client’s account (Ts & Cs apply).

This benefit is not restricted to post treatment services and is also available to policyholders to help them get home safely after a night out with friends and family.

Yes. When you take out critical illness insurance for yourself, up to four children are covered if they are diagnosed with certain childhood cancers such as leukaemia, lymphoma and brain tumours. Your policy schedule has a complete list of what your children are covered for.

Your policy pays out a percentage of your cover amount if you or up to four of your children are diagnosed with one of the illnesses listed in your policy schedule. We know you rely on your insurance in difficult times, so once 1Life inusurance has received all of the documentation needed to assess the claim, we try to pay it as promptly as possible.

Law for Her gives women access to a team of legal professionals 24 hours a day. The Law for Her product includes the following benefits:

A 24-hour legal advice line

• Get information and advice on any legal matter. (Benefit restricted to telephonic advice only)

Assistance for victims of crime

• Assistance and guidance through the case. Note: In criminal cases, the government prosecutes the offender. You therefore don't need a lawyer. We guide women through the process and also follow up with investigating officers.

Assistance with maintenance representations

• Advice on any maintenance matter
• Mediation between parties
• Drafting of a maintenance representation for Maintenance Court

Assistance with protection orders

• Advice on protection orders
• Assistance and guidance in getting a protection order (interim and permanent)

Assistance with arrest

• Attempt to arrange for bail/release telephonically
• Assisting with the appointment of an attorney for bail hearing by putting the client in touch with a lawyer at greatly reduced rates