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Does it feel like your bank account is always empty when you really need money? Yet you have already started or you are planning to start your Annual-Household-Budget, but you are still not making ends meet?
If this feels familiar you can use our weekly-expense-tracking-sheet to manage what you are spending on non-essentials (luxury items) every week and month. By doing this it will help you track your spending habits and you may just be surprised to discover how much you have spent on that daily Coke or quick zip in at your local mall.
As you build up and review your weekly expenses on non-essential items you can look for the opportunities to cut unnecessary spending so that you can hopefully make your money last!