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A good credit score is imperative if you are looking at lenders or creditors to grant you any form of loan, whether you are looking at applying for a bond, personal loan, clothing account and/or even applying for a job.
The sole purpose of your credit score is for creditors to see what level of risk you are and they will do a credit check on you before they lend you any kind of loan or finance. Dependent on the outcome of your credit score will they then decide if you are credit worthy or not. The better your score, the better your chances will be of obtaining the loan and generally at a cheaper rate of interest.
Read our tips on Tips-to-maintain-a-good-credit-score as it is vital in maintaining a financially proficient lifestyle.